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Muhammad Yunus

Poverty is unnecessary.

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Business money is limitless.

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I went to the bank and proposed that they lend money to the poor people. The bankers almost fell over.

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They explained to me that the bank cannot lend money to poor people because these people are not creditworthy.

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But we have created a society that does not allow opportunities for those people to take care of themselves because we have denied them those opportunities.

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I had no idea that I would ever get involved with something like lending money to poor people, given the circumstances in which I was working in Bangladesh.

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My greatest challenge has been to change the mindset of people. Mindsets play strange tricks on us. We see things the way our minds have instructed our eyes to see.

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There are cultural issues everywhere - in Bangladesh, Latin America, Africa, wherever you go. But somehow when we talk about cultural differences, we magnify those differences.

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I made a list of people who needed just a little bit of money. And when the list was complete, there were 42 names. The total amount of money they needed was $27. I was shocked.

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Here we were talking about economic development, about investing billions of dollars in various programs, and I could see it wasn't billions of dollars people needed right away.

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Muhammad Yunus
Muhammad Yunus